Why Source Capital?
Great Rates, Low Fees
Up to 70% LTV, 7 year terms with NO prepayment penalties, backed by our Lowest Rate & Cost Guarantee.
Clients Love Us
We are a Premier Direct Lender with rave reviews from our clients on Google, Yelp and numerous hand-written testimonials!
We are a proud member of the Better Business Bureau and have earned their highest designation as an “A+” rated Accredited Business.
We Can Help
Poor credit, bankruptcy, short sale, foreclosure and even self-employed or foreign nationals.
A Process Designed to Save You Time and Money
What We Do
We are a well-capitalized, direct lender that funds loans secured by residential and commercial real estate. Since 2007, we have funded over $140M in loans and have an impeccable reputation for delivering our services on time, as promised. We listen to our clients needs and believe in being up-front and direct to avoid wasting time in order to find the best solution. Our simple loan process allows for a fast turn-around time, less paperwork and lower costs to you. Contact us or apply now to get started.
See What Our Clients Say
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4.9 / 5.0AVERAGE APPROVAL RATING FROM OUR CLIENTS
30AVERAGE NUMBER OF HOURS FROM FIRST CONTACT UNTIL LOAN APPROVAL
We’re Standing By 24/7
Frequently Asked Questions
Yes. Because Source Capital focuses mainly on the equity in the property to secure the loan, we are able to look beyond borrower past circumstances. We will make every attempt to structure a loan and work directly with you to ensure you get the funding you need at the best terms possible.
How do I know what my rate will be?
All loans have fixed, interest-only rates starting at 8.49% but are subject to a variety of factors. Source Capital needs minimal information from you in order to provide you a written offer. It’s fast, easy and FREE to apply so start now.
We fund loans secured by residential and commercial real estate for business purposes only. This includes purchases for investment properties and loans for business use (payroll, inventory, etc.). We also fund bridge loans for 12 months or less. Contact us directly with your scenario to see if you qualify.
How long does the loan process take?
We typically can approve loans in 24 hours and fund loans within 7 days from initial contact. Our automated loan process and direct access to capital allows for quick decisions and funding.
Please call, email, or chat live with us if you need additional help or click here .
Lowest Rate and Cost Guarantee
Lowest Rate and Cost Guarantee
We stand behind our product. Our goal is to provide the most cost effective loan for our clients and we are willing to guarantee it. Source Capital will pay you $500 if another lender is able to beat our combination of rate, points and fees.
States We Lend In
States We Lend In
The Golden State – California
Based in San Diego California, we have a great appreciation and understanding of what this great State has to offer. In fact, the Founder of Source Capital grew up in America’s finest city – San Diego, California. Since 2006, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need. As a direct hard money lender, our track record of funding transactions throughout California is solid and with over $135M in hard money loans, we know what it takes to get loans funded. Read More
Minnesota, The Land of 10,000 Lakes
One of the partners of the firm was born and raised in Minneapolis and is a major reason why we lend in the great state of Minnesota. Since 2006, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need. We fund hard money loans with as a direct money lender with a proven track record of successfully funding transactions throughout Minnesota with over $135 Million in loans funded. We know how to get your loan funded fast. Read More
Arizona, The Grand Canyon State
We know the Arizona real estate market. Since 2006, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure hard money loans in Arizona. As a direct hard money lender, our track record of funding transactions throughout Arizona is solid and with over $135M funded, we know what it takes to get loans funded. From the capital of Phoenix to all surrounding areas – Scottsdale, Mesa, Chandler, Glendale, Gilbert, Tempe, Peoria and Surprise. Read More
Oregon, The Beaver State
Since 2006, Source Capital has helped hundreds of hard money loan borrowers, real estate professionals and mortgage brokers to secure the financing they need. As a direct hard money lender, our track record of funding transactions is solid and with over $135M funded, we know what it takes to get loans funded. From the capital of Salem to Portland, Eugene, Gresham, Hillsboro, Beaverton, Bend, Medford, Corvallis … Read More