GET YOUR LOAN FUNDED

Trouble getting a loan?  We can help.  Let us provide you the capital you need now.

Why Source Capital?

Hard Money Lender

Great Rates, Low Fees

Up to 70% LTV and 7 year terms with NO prepayment penalties, backed by our Lowest Rate and Cost Guarantee.

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Hard Money Loan

Clients Love Us

We have received rave reviews from our clients through Google, Yelp and numerous hand-written testimonials!

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Private Money Lender BBB

Reputation Matters

We are a proud member of the Better Business Bureau and have earned their highest designation as an “A+” rated Accredited Business.

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Private Hard Money Lender Approved

 We Can Help

Poor credit, bankruptcy,  short sale, foreclosure and even self-employed or foreign nationals.

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A Process Designed to Save You Time and Money

Hard-Money-Loan-Application

Our Process Saves You Time & Money

We are fast. Source Capital uses a private, secured loan application process to provide 24 hour loan approvals and closings in as little as 5 days. As a direct lender, we have the ability to process, underwrite and fund every loan in our office. This allows for a fast turn-around time, less paperwork and lower costs to you.  Contact us or apply now to get started.

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See What Our Clients Say

Some of our clients have been kind enough to send us letters of thanks.
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Performance

$136,122,550

FUNDED LOANS

4.9 / 5.0

AVERAGE APPROVAL RATING FROM OUR CLIENTS

30

AVERAGE NUMBER OF HOURS FROM FIRST CONTACT UNTIL LOAN APPROVAL

We’re Standing By 24/7

Frequently Asked Questions

Can I qualify if I have poor credit, foreclosure or am self-employed?

Yes. Because Source Capital focuses mainly on the equity in the property to secure the loan, we are able to look beyond borrower past circumstances.  We will make every attempt to structure a loan and work directly with you to ensure you get the funding you need at the best terms possible.

How do I know what my rate will be?

All loans have fixed, interest-only rates starting at 8.49% but are subject to a variety of factors.  Source Capital needs minimal information from you in order to provide you a written offer.  It’s fast, easy and FREE to apply so start now.

What type of loans do you do?

We fund loans secured by residential and commercial real estate for business purposes only.  This includes purchases for investment properties and loans for business use (payroll, inventory, etc.).  We also fund bridge loans for 12 months or less.  Contact us directly with your scenario to see if you qualify.

How long does the loan process take?

We typically can approve loans in 24 hours and fund loans within 7 days from initial contact.  Our automated loan process and direct access to capital allows for quick decisions and funding.

Please call, email, or chat live with us if you need additional help or click here .

Lowest Rate and Cost Guarantee

Lowest Rate and Cost Guarantee

We stand behind our product.  Our goal is to provide the most cost effective loan for our clients and we are willing to guarantee it. Source Capital will pay you $500 if another lender is able to beat our combination of rate, points and fees.

Our Guarantee

States We Lend In

States We Lend In

The Golden State – California

Based in San Diego California, we have a great appreciation and understanding of what this great State has to offer. In fact, the Founder of Source Capital grew up in America’s finest city – San Diego, California. Since 2006, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need. As a direct hard money lender, our track record of funding transactions throughout California is solid and with over $135M in hard money loans, we know what it takes to get loans funded. Read More

Minnesota, The Land of 10,000 Lakes

One of the partners of the firm was born and raised in Minneapolis and is a major reason why we lend in the great state of Minnesota. Since 2006, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need. As a direct hard money lender, our track record of funding transactions throughout Minnesota is solid and with over $135M funded, we know what it takes to get loans funded. Read More

Arizona, The Grand Canyon State

We know the Arizona real estate market. Since 2006, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure hard money loans in Arizona. As a direct hard money lender, our track record of funding transactions throughout Arizona is solid and with over $135M funded, we know what it takes to get loans funded. From the capital of Phoenix to all surrounding areas – Scottsdale, Mesa, Chandler, Glendale, Gilbert, Tempe, Peoria and Surprise. Read More

Oregon, The Beaver State

Since 2006, Source Capital has helped hundreds of hard money loan borrowers, real estate professionals and mortgage brokers to secure the financing they need. As a direct hard money lender, our track record of funding transactions is solid and with over $135M funded, we know what it takes to get loans funded. From the capital of Salem to Portland, Eugene, Gresham, Hillsboro, Beaverton, Bend, Medford, Corvallis and everywhere in between, Read More

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